Flood Mitigation Assistance (FMA)

The FMA program is authorized by Section 1366 of the National Flood Insurance Act of 1968, as amended (NFIS), 42 U.S.C. 4104c, with the goal of reducing or eliminating claims under the National Flood Insurance Program (NFIP). The program provides funding to assist States and communities in implementing measures to reduce or eliminate the long-term risk of flood damage to structures insurable under the NFIP.  Local governments, including cities, townships, counties, special district governments, and Indian tribal governments participating in the NFIP and have a FEMA-approved Hazard Mitigation Plan are eligible to apply.  Structures identified in the subapplication must have an NFIP policy in effect at the FMA Application start date and must maintain it through completion of the mitigation activity and for the life of the structure.